I have wanted to take a Disney Cruise for a long time, but it is so expensive for a family of 4. How do you go about paying for it? For my family, if I recall correctly for a 3 day cruise, it was over $5000. I can take a 7 day carnival cruise for $2100. I know disney doesn't have the casino and that is where part of the price difference is, but still, how do you afford it?