We've been to Disneyworld multiple times and is booked for our 4th Disney cruise for spring break of next year. For the first time, we talked to a DVC representative. At first, we thought it was a great program but then, all four of us (me, hubby and 2 DD's ages 8 & 12) enjoy cruising more than the theme parks. I am right that joining DVC is not for us?