You can get the Poly Bungalows for a couple of nights using banked, current, and borrowed points (3 years worth). We did it with 70 points for a January stay, although we did have to augment it by purchasing some one use points (which you can do once a year). The Bungalows are not the best use of points, but it is nice to do once.
Cheers/Diz
61 trips to WDW and counting...
DVC members since 2002
Where we've stayed:
Off site
CBR, CSR, POR, POFQ
FW Home, FW Cabin
CR, WL
AKV, BCV, BLT, BWV, OKW, SSR, VWL, Poly Bungalow, Aulani
Disneyland: Off site, DLH, PP, GCR, VGCR
Cruised on: Magic, Wonder, Fantasy, Dream
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