We have the Premier Card and we run nearly everything through that card and pay the balance off each week. The reward dollars build up pretty quickly. When planning our trip if we do any tours or special parties we use the premier card to pay for it ahead of time and get the discounts and also earn more disney dollars at the same time although some things do not qualify for the discount so be aware of that. We also use disney reward dollars for extras while at disney such as meals, tours, carriage rides, souvenirs, etc. We went to Disneyland in 2014 with about $475 on the books and used the dollars for all our meals and souvenirs. Had about $200 left on the books after that trip. Went to Disneyland this past November and had about $800 on the books. Since we have returned we have earned another $80 probably. Can't say enough good things about the card if used properly.